Good news for pensioners in the UK — if you were born before 1959, you could be entitled to receive over £9,000 in extra benefits from the government. These benefits come in the form of Attendance Allowance and Pension Credit, both provided by the Department for Work and Pensions (DWP).
These payments aim to support elderly individuals who are living on a low income or require help with daily living due to illness or disability. If eligible, you can claim both benefits and enjoy a financial boost in the 2025/26 financial year.
What Is Attendance Allowance?
Attendance Allowance is a benefit given to people over State Pension age who have a disability or health condition that requires help or supervision. You don’t need to have someone actively caring for you to claim this support.
There are two payment levels:
- Lower Rate: £73.90 per week
- Higher Rate: £110.40 per week
These amounts are paid weekly and can add up to:
- £295.60 or £441.60 every 4 weeks
- Around £5,740.80 per year, depending on your condition and eligibility
The good thing is that you don’t need to spend the money only on care. You can use it for anything that helps you live more comfortably — from home support and special equipment to paying for groceries, electricity bills or even taxi fares.
What Is Pension Credit?
Pension Credit is another benefit designed to help people over State Pension age who have low or limited income. It helps to increase your earnings by an average of £3,900 a year, depending on your situation.
There are two parts to Pension Credit:
- Guarantee Credit: Tops up your weekly income to a minimum amount
- Savings Credit: For people who have saved some money for retirement (only available to those who reached State Pension age before April 6, 2016)
You can apply for Pension Credit even if you own a home or have some savings. The amount you receive depends on your total income, savings, and circumstances.
How to Apply for These Benefits
You can apply for Pension Credit in two simple ways:
- Online at GOV.UK
- By phone: Call the Pension Credit claim line on 0800 99 1234 (open Monday to Friday, 8am to 6pm)
Before you apply, keep the following details ready:
- Your National Insurance number
- Bank account details
- Information about your income, pensions, and savings
- Details about your housing costs (like rent, mortgage, or service charges)
- Partner’s details if you live with someone
For Attendance Allowance, you’ll need to fill out a form describing your condition and the help you need. You can also get support from your local Age UK office to complete the forms correctly.
Real-Life Impact
Lily, 88, from Durham, shared her story: “Since Age UK Durham helped me claim Attendance Allowance, I don’t have to worry. All these years I could have been getting help, but I didn’t know.”
Her story is a reminder that many older people miss out on benefits simply because they don’t realise they qualify.
If you’re over State Pension age and struggling with health or finances, you may be eligible for two major benefits: Attendance Allowance and Pension Credit. Together, they can give you over £9,000 a year in extra support. The process is simple, and help is available through government websites or charities like Age UK. Don’t miss out on the financial help you deserve — check if you qualify and apply as soon as possible.
FAQs
What is Attendance Allowance?
Attendance Allowance is a weekly benefit for people over State Pension age who need help with care or supervision due to illness or disability.
How much can I get from Attendance Allowance?
You could receive either £73.90 or £110.40 weekly, depending on the level of help you need.
What is Pension Credit?
Pension Credit is a benefit that boosts income for people over State Pension age on low income, offering an average of £3,900 yearly.
How do I apply for Pension Credit?
You can apply online via GOV.UK or call 0800 99 1234. Have your National Insurance number, bank details, and income information ready.
Can I claim both Attendance Allowance and Pension Credit?
Yes, if you’re eligible for both, you can claim them together and receive over £9,000 in total annual support.