Good news for many people receiving Universal Credit: the Department for Work and Pensions (DWP) is issuing early payments of £317 into bank accounts from midnight on Friday, May 23, due to the upcoming Spring Bank Holiday on Monday, May 26.
This adjustment means thousands of claimants, especially those under 25 expecting payments on Monday, will now receive them three days early.
Why Is the Payment Arriving Early?
When a scheduled payment date falls on a bank holiday, the DWP pays it earlier to ensure people don’t face delays. Since Monday, May 26 is a bank holiday, Universal Credit payments due that day will be made on Friday, May 23 instead.
This early payment applies to under-25 single claimants, who will now receive £316.98 directly into their accounts from midnight Friday.
Universal Credit Rates After April 2025 Increase
From April 7, 2025, Universal Credit and other DWP benefits increased by 1.7%. Here’s how the new monthly standard allowance rates look:
Single under 25: £316.98 (was £311.68)
Couple under 25: £497.55 (was £489.23)
Single 25 and over: £400.14 (was £393.45)
Couple 25 and over: £628.09 (was £617.60)
These updated rates may not be fully reflected in your payment immediately, as benefits are paid in arrears. The full increase will show after your next assessment period.
How to Apply for Universal Credit
You can apply for Universal Credit online. Here’s what you need to do:
Create an online account to start your application
Complete your claim within 28 days, or you’ll need to start again
The claim starts on the date you submit it, not when you start filling it out
If you live with a partner, you both need to create accounts and link them
If you can’t apply online, you can call the Universal Credit helpline
Note: If you’re already receiving other benefits, check whether you’ll be better off before applying for Universal Credit. Once you apply, some existing benefits may stop and cannot be restarted, even if your Universal Credit claim is not approved.
Fair Repayment Rate – Helping People Keep More of Their Benefits
The government is also rolling out a Fair Repayment Rate for debts taken from Universal Credit. Repayments will now be capped at 15% of the standard allowance. This move is expected to benefit 1.2 million households, helping them hold onto more of their Universal Credit each month.
With the Bank Holiday approaching, the DWP’s early payment plan ensures that Universal Credit claimants receive their money without delays. If you’re under 25 and usually get paid on the 26th, keep an eye on your account on Friday, May 23, for your £317 payment. The new benefit rates and changes like the Fair Repayment Rate also bring more relief to households already managing on tight budgets.
FAQs
Why am I getting my Universal Credit payment early in May?
You’re receiving it early because the usual payment date, May 26, falls on a bank holiday. The Department for Work and Pensions (DWP) processes payments early to avoid delays, so you’ll get your money on Friday, May 23 instead.
How much will I receive if I’m under 25 on Universal Credit?
If you are a single claimant under 25, you will receive £316.98 per month, which is the new rate after the April 2025 increase.
Will the payment amount be different because it’s early?
No, the amount you receive remains the same. Only the payment date changes due to the bank holiday.
What is the Fair Repayment Rate for Universal Credit?
The Fair Repayment Rate is a new cap on debt repayments from your Universal Credit. From now on, deductions for debt are limited to 15% of your standard allowance, helping you keep more of your money.
How do I apply for Universal Credit if I’m not on it yet?
You can apply online by creating a Universal Credit account. Complete your claim within 28 days. If you live with a partner, both of you need accounts. If you can’t apply online, call the Universal Credit helpline.
